Author Archives: Jay Butchko
Statistics On Transportation Accidents In The Workplace
Motor vehicle accidents are a top cause of death and disability in the US and, unfortunately, these incidents can occur at work just as easily as when you are driving for personal reasons. According to the US Bureau of Labor Statistics (BLS), there were 4,764 fatal work injuries in 2020; of these deaths, 1,778… Read More »
How Do Family Benefits Work For Social Security Disability?
When a person who has been contributing to the household becomes unable to work because of a disabling medical condition, there are consequences for entire families. The Social Security Administration (SSA) recognizes these adverse effects, which is why it is possible for family members to qualify for benefits under the Social Security Disability Insurance… Read More »
5 Ways ERISA Affects Your Long Term Disability Insurance
Long term disability insurance is one of the most effective ways you can protect yourself and your family if you are unable to work, and it is also a valuable perk employers offer to attract top talent. There is the potential for abuse with respect to these policies, however, so they are subject to… Read More »
Three Approaches SSA Uses To Evaluate Disability For SSDI/SSI
Though many factors affect eligibility for the two federal disability programs managed by the Social Security Administration (SSA), both share a common element: You must meet the medical requirement to be approved for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). As a general rule, the SSA rules on disability require that… Read More »
How Do I Get Approval For SSDI/SSI If I Cannot Afford Health Care?
For the most part, it is impossible to get approval for either Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) if you do not have medical documentation. It may be true that no one knows your disabling condition more intimately than you, but the Social Security Administration (SSA) requires solid, documentary evidence… Read More »
High Risk Of Burns Means Higher Workers’ Comp Benefits For Maryland Firefighters
Burns are fortunately one of the least common types of workplace injuries, at just 1.4 percent of total cases reported to the US Bureau of Labor Statistics (BLS) every year. However, the risk of suffering severe burn injuries is higher among firefighters for obvious reasons. The Maryland Workers’ Compensation Commission (MD WCC) reports that… Read More »
Non-Medical Requirements For SSDI Benefits
If you are applying for benefits under the federal Social Security Disability Insurance (SSDI) program, you have no doubt focused considerable attention on meeting the medical requirements. According to rules implemented by the Social Security Administration (SSA), you must suffer from a medical condition that renders you unable to work or imposes severe limitations… Read More »
What Does A Maryland Workers’ Comp Fraud Investigator Do?
If you have ever been tempted to fudge information in connection with workers’ compensation benefits, a key point should make you think twice: Making fraudulent statements on an initial application is a crime, and you could even face charges by being dishonest after you are approved. Under Maryland workers’ compensation laws, you can be… Read More »
Good And Bad Reasons For Long Term Disability Denial
Many Maryland workers have health insurance and retirement benefits through their employers, but a good percentage of them do not understand their coverage for long-term disability (LTD) benefits. One important point is that the Employee Retirement Income Security Act (ERISA) applies to short- and long-term benefits for disabled employees, just as it protects your… Read More »
What OSHA Standards Apply To Maryland Custodial Workers?
Ever since it was created in 1971, the Occupational Safety and Health Administration (OSHA) has been setting and enforcing standards intended to ensure employees have a safe, healthy workplace environment. All Maryland employers must comply with the General Duty Clause, which requires companies to maintain an employment setting free from recognized hazards that could… Read More »
